In this article:
Are Cards Widely Accepted in Zanzibar?
Card payments are accepted in some hotels, restaurants, and shops in Stone Town. However, Zanzibar is a cash-based economy in many areas, especially rural ones. Smaller local businesses prefer cash, and even in card-accepting places, fees can be high.
Tip: Use your card sparingly and carry cash for smaller transactions.
Which Currency is Better to Use: Tanzanian Shillings or USD?
Both Tanzanian shillings (TZS) and US dollars (USD) are accepted in Zanzibar, with USD used for tourist services like accommodation and tours. However, local transactions are easier in Tanzanian shillings.
Tip: Bring some USD for larger purchases and exchange a portion into shillings for day-to-day expenses.
Where Can You Exchange Money or Use ATMs?
ATMs are available in Stone Town and larger resorts, but they can be rare in rural areas. It’s a good idea to withdraw cash upon arrival or at major locations.
Pro Tip: Always notify your bank before traveling to ensure your card works without blocks.
